By-laws, rules, standards and procedure documents are integral parts of the legal framework of the national payment systems that Payments Canada is legislated to establish and operate. They lay out the roles, responsibilities and obligations of our member financial institutions on the appropriate handling of payment items exchanged, cleared and settled via our payment systems. This includes requirements for participation in a payment system or scheme, procedures for the processing of payment items, and the requirements and timeframes for returning payment items, where eligible.
Payments Canada’s rules, standards and procedure documents are updated regularly and versions posted online are in force. You can contact Payments Canada for confirmation by e-mail at info@payments.ca.
| Item | Title | Updated | System |
|---|---|---|---|
| Rule A1 |
General Rules Pertaining to Items Acceptable for Clearing
|
Retail batch payment system | |
| Rule A10 |
Image Rule
|
Retail batch payment system | |
| Rule D3 |
Indirect Clearer Requirements
|
Retail batch payment system | |
| Rule D4 |
Institution Numbers and Clearing Agency/Representative Arrangements
|
Retail batch payment system | |
| Rule B5 |
Intermember Cheque Exchanges
|
Retail batch payment system | |
| Rule J10 |
Intermember Domestic Interest Claims/Compensation
|
Retail batch payment system | |
| Rule B1 |
Intermember Exchange and Clearing at Regional Exchange Points
|
Retail batch payment system | |
| Rule K6 |
Intermember US Dollar Interest Claims
|
Retail batch payment system | |
| Introduction |
Introduction
|
Retail batch payment system | |
| Rule A6 |
Items in Dispute
|
Retail batch payment system | |
| Rule B9 |
Manual Balancing and Settlement
|
Retail batch payment system | |
| Rule B2 |
Manual Preparation of Clearing Logs
|
Retail batch payment system |