By-laws, rules, standards and procedure documents are integral parts of the legal framework of the national payment systems that Payments Canada is legislated to establish and operate. They lay out the roles, responsibilities and obligations of our member financial institutions on the appropriate handling of payment items exchanged, cleared and settled via our payment systems. This includes requirements for participation in a payment system or scheme, procedures for the processing of payment items, and the requirements and timeframes for returning payment items, where eligible.
Payments Canada’s rules, standards and procedure documents are updated regularly and versions posted online are in force. You can contact Payments Canada for confirmation by e-mail at info@payments.ca.
| Item | Title | Updated | System |
|---|---|---|---|
| Introduction |
Introduction
|
Retail batch payment system | |
| Quick links - ACSS |
Automated clearing settlement system rules, standards and by-laws
|
Retail batch payment system | |
| Rule A1 |
General Rules Pertaining to Items Acceptable for Clearing
|
Retail batch payment system | |
| Rule A3 |
Endorsement and Identification of Paper Items
|
Retail batch payment system | |
| Rule A4 |
Returned and Redirected Items
|
Retail batch payment system | |
| Rule A6 |
Items in Dispute
|
Retail batch payment system | |
| Rule A10 |
Image Rule
|
Retail batch payment system | |
| Rule B1 |
Intermember Exchange and Clearing at Regional Exchange Points
|
Retail batch payment system | |
| Rule B2 |
Manual Preparation of Clearing Logs
|
Retail batch payment system | |
| Rule B9 |
Manual Balancing and Settlement
|
Retail batch payment system | |
| Rule B10 |
Tracing, Clearing Errors and Use of Photocopies
|
Retail batch payment system | |
| Rule D1 |
Direct Clearer / Group Clearer Requirements
|
Retail batch payment system |