By-laws, rules, standards and procedure documents are integral parts of the legal framework of the national payment systems that Payments Canada is legislated to establish and operate. They lay out the roles, responsibilities and obligations of our member financial institutions on the appropriate handling of payment items exchanged, cleared and settled via our payment systems. This includes requirements for participation in a payment system or scheme, procedures for the processing of payment items, and the requirements and timeframes for returning payment items, where eligible.
Payments Canada’s rules, standards and procedure documents are updated regularly and versions posted online are in force. You can contact Payments Canada for confirmation by e-mail at info@payments.ca.
| Item | Title | Updated | System |
|---|---|---|---|
| Rule A9 |
Arbitration
|
Retail batch payment system | |
| Rule K1 |
Bulk Exchange and Settlement of U.S. Dollar Items
|
Retail batch payment system | |
| Rule G4 |
Canada Revenue Agency Acceptance of Payments Goods And Services Tax/Harmonized Sales Tax (Gst/Hst), Excise, Taxation, and Customs Programs
|
Retail batch payment system | |
| Rule H2 |
Claim Drafts or Reimbursement Drafts
|
Retail batch payment system | |
| Rule D2 |
Clearing Agent Requirements
|
Retail batch payment system | |
| Rule L3 |
Collateral
|
Retail batch payment system | |
| Rule H3 |
Correction of Electronic Bill Payment Errors
|
Retail batch payment system | |
| Rule A5 |
Credits to Accounts of Deceased Customers
|
Retail batch payment system | |
| Rule C1 |
Cross-border Arrangements
|
Retail batch payment system | |
| Rule D1 |
Direct Clearer / Group Clearer Requirements
|
Retail batch payment system | |
| Rule F8 |
Direct Payment Routing Numbers
|
Retail batch payment system | |
| Rule A3 |
Endorsement and Identification of Paper Items
|
Retail batch payment system |