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Payment services

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Payment file validation service

The Payment File Validation Service (PFVS) is designed to reduce the time and effort required to test and validate client-generated payment files during the client onboarding process.

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Message validation service

The Message Validation Service (MVS) supports the industry-wide migration to the ISO 20022 messaging standard.

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Financial institutions file

The Financial Institutions File (FIF) is an electronic directory containing routing numbers to facilitate payments to the appropriate deposit-taking institution in Canada.

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Corporate creditor identification number database

A Corporate Creditor Identification Number (CCIN) is a unique number assigned to billers to help route their client’s bill payments to them.

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APIs

Payments Canada’s API developer portal supports our efforts to modernize our products and services in tandem with industry developments and evolving market needs.

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  • Systems & services
    • Payment systems
      • Retail batch payment system
      • High-value payment system - Lynx
      • Real-Time Rail payment system
      • System closure schedule
    • Payment services
      • Payment file validation service
      • Message validation service
      • Financial institutions file
      • Corporate creditor identification number database
      • APIs
    • Rules & documentation
  • Payment resources
    • Directories
    • Support guides
      • Consumer guides
      • Business guides
      • Financial institution guides
      • Cheque Printer Guide
    • ISO 20022
      • Automatic funds transfer
      • High-value payment system - Lynx
      • Real-Time Rail payment system
    • Glossary
    • Education
  • Insights
    • Newsroom
    • Research
    • Corporate reports
    • Modernization
  • Connect
    • Careers
    • Annual conference
    • Events
    • Contact
  • About
    • Who we are
    • Our members & stakeholders
      • Members
      • Stakeholders
    • Our leadership
    • Governance & risk
      • Board of directors
      • Legislation & by-laws
      • Risk management
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