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… cash or any other method. What it means is that digital currency still not front and center in Canada, and that's I … to send a €5 payment, and I just thought, there's something wrong when you have to pay more for the actual transaction … in it. That's where you get the energy. I have not carried currency in my wallet since the last 15 years. It has caused …

… topic in payments right now, which is, Central Bank Digital Currency. We also call it CBDC. The trends that have been … apply and develop and then run a Central Bank Digital Currency. As you say, it was actually back in March 2020, … be able to actually pass the value of Central Bank Digital Currency across the rails and not just great British pounds …

… is, who is responsible and accountable if something goes wrong? The clarification that is needed is, goes wrong how and where? Ian Glazer: Because there isn't a … time with the service provider. And so, things could go wrong at that initial introduction, where you are …