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… US ACH Networks, we do have the IAT, the international ACH transactions that addresses the rules for that, so that …
… paying. What you are trying to do is to close a commercial transaction, or do an activity in your life and not …
… saying don't carry around all that plastic, have it all encoded on your phone, hold up a screen. If I may be even … really welcome something that made those international transactions more painless. Right? David Cravit: I think for …