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… Cheque use is steadily declining as electronic alternatives gain in popularity, but Canadians … (PADs) are a convenient way to pay bills and make other payments automatically. Instead of sending a payment, a …
… Cheques and paper items are declining steadily, yet they remain one of the most popular payment methods for many businesses in Canada. … Pre-Authorized debits … (PADs) are a powerful tool for businesses. They are sometimes called direct debit, pre-authorized chequing (PAC), …