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… not just for Payments Canada, but for the entire ecosystem. Today I'm joined by my colleague and friend Stephen … wallets. The growth and evolution of real-time payment systems globally has spurred the adoption of pay-by-bank, … web of cameras and the shelves are lined with sensors. The system then uses computer vision, machine learning and …

… we move forward in our journey to modernize the payment ecosystem. I spoke at The 2024 Payments Canada SUMMIT about … team Canada. How will this mindset benefit the payment ecosystem? We have to lift our heads up and realize that Canada … it as easy as possible to connect and use our payment systems. In my opinion, that will result in the pie growing …

… in some room at the end of the day for all I know. So the system was supposed to be that nothing can take down the system and we all rely on that. So if that's not true, then … Justin Ferrabee:  Yeah, and I want to reassure you the system's safe. David Cravit: Yeah. Shannon S.: It's not the …

… the past? How Digital-First is transforming the payment ecosystem, and what he sees for the future. But first, let's … credits to consumers. It was a simple closed ended system. Today we call it private label. The digital … battle for customer experience transforming the payments ecosystem? And the second would be what roles do you envision …

… a go-to innovator and marketer for customized payments ecosystems. XTM's goal is to disrupt traditional banking with a … and the elimination of cash has been accelerated from ecosystems like never before. Just as an example, a reflection … cash, or were still using cash as a main part of their ecosystem. And that was the hospitality in terms of gratuities …