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… the best way to move money around the world. We have 16 million people and businesses who use Wise to send, spend … That's it. That's all. And we have to have, you know, standard sets of rules, you know, that, that, that we can … or moving people's money there is actually a minimum standard you do need to meet and should need to meet. But we …

… cost Canadian businesses somewhere between $3 and $6.5 billion annually. The trio discusses how payments … or an invoice.  So as we embark on modernization, the standards we call ISO 20022, which basically ensures that … to the E&Y study, a good portion of between $3 and $6 billion annually currently invested in reconciling account …

… sound a little bit like it's designed to skirt some of the standards we have in place for taxes. Curt Binns:  Yes. I … and Trends Report, I think we reported something like 6.5 billion payment transactions were conducted in cash. … Well, I don't disagree with, with those comments. I mean 6% of Canadians, according to the statistics, don't have a …

… I was part of the Faster Payments rollout team in 2006 delivered 2008 in the UK and I’ve been involved in a lot … heard say he was going to close down payment rails. In 1659 the first cheque was written and you know what, we still … and adoption of ISO 20022 as well as other interoperability standards, see, can you share some of the innovation that …