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… That's it. That's all. And we have to have, you know, standard sets of rules, you know, that, that, that we can … or moving people's money there is actually a minimum standard you do need to meet and should need to meet. But we … made in Canada regime where we didn't have to, where global standards are already out there and, you know us adopting …

… or an invoice.  So as we embark on modernization, the standards we call ISO 20022, which basically ensures that …

… sound a little bit like it's designed to skirt some of the standards we have in place for taxes. Curt Binns:  Yes. I …

… enough, I was part of the Faster Payments rollout team in 2006 delivered 2008 in the UK and I’ve been involved in a lot … and adoption of ISO 20022 as well as other interoperability standards, see, can you share some of the innovation that …

… I think you'll likely remember our banks were the gold standard in terms of safety and performance during the Great …

… Martin has been involved in the design of international standards, government and corporate security policy, …

… voluntary code of practice. “The code sets out the minimum standards the companies need to meet, including a cap on …