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… talking about cash yesterday actually, and there was a few bankers in the room, and the conversation came up about, and … And they're like, "Oh, a note is actually cash, but it's a banker term." So it's even like, and I'm old, so I can't … sums of money, and it's clear that the money is in the bank account. It's just transferring it from one account to …

… payments at the point of sale, also known as pay-by-bank. It lets consumers pay merchants directly from their bank account rather than relying on payment cards or digital … payment systems globally has spurred the adoption of pay-by-bank, offering an alternative to traditional credit and …

… available in Canada (e.g. wire payments, shared automated banking machine transactions, electronic funds transfers at … in the Ways We Pay: A Consultation Paper. 2 All chartered banks operating in Canada, as well as the Bank of Canada, are required by law to be members of the …

… and now general spending tools to replace or complement a bank account. As a $3.1B market, prepaid isn’t tiny but its …

… payments made by Canadians and businesses involving inter-bank transactions, including those made with debit cards, …

… and 60 per cent were a mix of manual processes and banking platforms. We’re now in the process of quickly …

… payments made by Canadians and businesses involving inter-bank transactions, including those made with debit cards, …

… of financial market infrastructures designated by the Bank of Canada. How do you think expanded access to Payments …

… time. The article went further to bring up data from the Bank of Canada's website to show that there was a heavy … the cost of processing cash. There's a cost to go to your bank and to process cash and if you want to use big … watching other geographies. To do Neville's point with the Bank of Canada, their stats that came out a couple of weeks …

… to moving ahead, things that have to be solved like open banking and rules, regulations and RTR infrastructure being … in day-to-day life than just the traditional way of doing banking. And of course, artificial intelligence, GenAI, it's … look after transformation for the retail and commercial bank. In terms of innovation, I think Radhika was here on …