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… and into the cloud. The same can be said for cash with debit and credit cards, digital wallets, e-transfer and … for the day. Justin Ferabee:  You, Curt? Curt Binns:  I'm pretty much in the same boat. I do carry a few Toonies. But … the further you get away from the city, the more it's cash preferred. It doesn't say cash, not allowed, but it's cash …

… requirements for cross-border payments. The work represents a foundational step in moving to a more globally … membership and our end-user stakeholders. Payments Canada appreciates the consultative approach that the CPMI has taken … believe that the requirement for inclusion of the time of debit of the debtor will increase transparency on the time …

… to progress. Join The PayPod’s guests Tracey Black, President and CEO of Payments Canada and her former … to talk about leadership and payments than our very own President and CEO, Tracey Black, who is joined today by our … Canadian users. But what it was, was a platform to build debit at the point of sale, something that Canada had a …

… their money in and out of their accounts the moment they press ‘send.’ Similarly, merchants need to be paid faster, … on our payments modernization program. Brad is today representing his own view on this podcast, he's not speaking … these systems are built around a credit push rather than debit pull, means that the credentials are not necessarily …

… about a Central Bank point of view. I know you are representing your own views today and not the one from the … Rivadeneyra: In other words, these technological advances present both a risk of Central Banks being out of the … cash today provides that outside option to the use of debit. CBDC would provide that alternative outside option if …

… More than ever we are seeing that Canadians' payments preferences can be impacted by available payment options. … Amex, who obviously are a card provider and don't have a debit card book. They've got nothing to lose to use open … was great. You gave us a lot of your wisdom, so I really appreciate it. Kate Frankish:  Yeah. Thanks Cyrielle. Great to …

… the birth of the Credit Card. And the 1930s during the depression to drive sales, merchants began extending credits … one do it?" And in the 1950s, Diners and American Express appeared on the scene. They were the first open loop … converging. Just imagine if every time you pulled out your debit card, your balance was printed right on the front. And …

… payments for all Canadians. Guests: Rob Mayer, Senior Vice President, CGI Jeff Henderson, Chief Technology Officer, … a year, honoured our Inter-Member Network (IMN) debit and Token Service Provider (TSP) solutions and not … have a lot of work to do and a lot to prove, but what we represent is a good track record of success between Interac …

… sphere. That is our automated funds transfer or AFT and debit that is kind of like your ACH, as well as the … to our board of directors. And it's a great mix of representatives from various sizes of banks and credit unions, … days if they believe a customer is being scammed as part of authorized push payment fraud, which, you know, we're seeing …

… thing like why the cashier is asking you are you going pay debit or credit before you use your card? The system should … who are not so comfortable with technology and they prefer to use something they have been using for a long time … a key challenge for them. Justin Ferrabee:  Those are some pretty big numbers. Do you think you are being conservative …