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… isn't available. Let's start our conversation with the pain. What do you find frustrating? What are the things that … becoming my go-to just because to your point, right, it's a pain in the ass to put all your information in there, and … know friction creates innovation, right? Because there's a pain, and so you want to solve for that. But I think the …

… unknown exchange rates and confirmation of payment are key pain points — particularly among online providers — for …

… work that you're doing? Jan Pilbauer: Sure. I talked about pain points and you can call them friction, but when it … did a great job going through and understanding where the pain points are and how much it actually costs in this …

… learn about the nature of payments processing costs and the pain points faced by Canadian businesses in achieving … views of Payments Canada. 2 For example, Humphrey et al (2001) and Humphrey (2003) represents seminal work exploring …

… I know exactly what the problem is. What are some of the pain points in payments in Canada? Harinder:  Every now and … went my money. It's not low cost, it's not fast. It's a pain in the butt and it goes missing, and there's nothing …

… know. So we have identified, this research has identified a pain point which is planning what to do with a paycheck, a …

… maybe to end with an aspiration that reflects this long and painful journey we've been on, in terms of trying to …