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… will never go to a major bank again. Chime is another great example. During the pandemic, they added eight million … of us would've had any problem going in, and touching a keypad, and entering our prelim keypad. Now we go out, and we put gel on our hand and, we- …

… keep these intentions from turning in into actions. So an example of a barrier is information that you can't … an emollient, reducing the friction in your path. So an example of a catalyst is trustworthy and affordable … can increase and spur financial inclusion. I'll take one example. There's this MIT study from Kenya showing that …

… and policies around emerging trends like open-banking for example, intersect. Maybe we'll start with Cyri this time. … and great point. I was going to add that, take RTR as an example of developing that system, that platform. Critical …

… say, “Hey, what do I do for large value customers?” For example, in RBC, we move about six and a half trillion … some of the things like the future of digital wallets, for example, and what is a made in Canada, suitable for Canada …

… transition from cash to mobile wallets, Apple Pay being an example because there isn't a limit on a Apple Pay … transactions that people may do at a bank branch, for example, I think there's been a real focus at the bank …

… and willing to be more agile and accept the change. An example, what I am seeing at nanopay, leadership is looking … represented. Talbott Roche at Blackhawk Network is a great example of one, but there's just not many. Then secondly, we …

… payment cards from multiple issuers in their wallets. An example of putting that end-user first was in how we …

… payments gives you. I think Brad brought up a great example of what's going on in Australia with the NPP, there, …

… I click who it is. I set up certain recurring payments, for example, on credit cards. I don't know what to do next, so …