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… we've talked about this, a number of times what's happening in your own jurisdiction is happening in other jurisdictions as well. When you look at … fraud is minimized, it's the same type of themes that are happening globally. We wanted to stretch our thinking and …
… Canada, whereas entitled members have the option to apply for Payments Canada membership if they meet the … systems indirectly through a Payments Canada member approved as a system participant. … What is the Retail … online and even ordering grocery delivery through mobile apps. A retail payment activity is defined in the RPAA as “a …
… to debit or cash to credit cards, when that shift really happened. Was it a slow burn or did it happen overnight? Maybe we're just expecting it to happen so quickly when really people are just slow to take on …
… but the term CBDC could also be thought of as what would happen if the Central Bank simply allowed individuals, the … That's a very good point. I'd like to stay with you, Rod. I appreciate this might be very hard to answer because I'm … aspect in which we actually see a steady trend is this appearance of cash at the point of sale. Canadians are using …
… about ISO 20022. I don't think we fully understand and appreciate the value of including more data about the … remote environments. We may also see the emergence of super apps that allow users to do everything under one app (i.e., payments, ecommerce, social media, news and …
… we don't necessarily have a standard for use with regard to appropriate use for biometrics, let's say, by law … the emergency relief benefit during COVID. And we saw that happen over the course of 48 hours. And part of why we saw that happen over the course of 48 hours with positive review, was …
… of the strategy, if you will, is an outcomes-driven approach. So we need to experiment, we need to test what we … I worry about a time like we're in now where you may be approaching a recession and we're in these inflationary … they need to be receiving it. So right now, what could be happening is you're receiving your pay electronically and …
… for having us today. Cyrielle Chiron: Well, I'm really happy to speak about these things with the two of you today. … are still massive opportunities for new innovations to happen in this space. And I think we'll see that with … I'd like to stay with you, Brad, you played a role in mapping out Canada's payments modernization roadmap, …