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… users’ accounts - in other words initiate payments and transfers.7 This third-party application environment will …

… for let's say renovations, right? And it's over your e-transfer limit, that's frustrating. Rubina: [crosstalk]... … we're in the process of buying a house, so you have to transfer large sums of money, and it's clear that the money is in the bank account. It's just transferring it from one account to the next, and you've got …

… payments (A2A) are a push or pull payment that moves funds directly between accounts as an alternative to debit …

… to be lower value payments. real-time payments that are pre-funded, and so the credit risk is much lower in the system … meet certain operational risk controls, protect end user funds, if you're holding them. Jason Young: And make certain … provide additional clarity on how, for example, consumers funds that are held by PSPs are safeguarded. That a PSP is …

… messaging. And if you think about payment messaging, you're transferring information or data from one place to another. … you actually going contrary to the idea of actually having transferred to ISO in the first place, because a part of … that perhaps are not as quick off the mark in terms of transferring to ISO or migrating to ISO, or who might be …

… in Canada. So there's requirements around safeguarding of funds, managing operational risks, for example. When these …

… can perform digital tasks in a safe manner is one of the fundamental issues of our times. Verifying IDs efficiently … like alcohol; governments will be able to disburse funds to end-users; etc. There are several advantages of …

… them to do very specific stuff like open this. I need a transfer of this amount of money right now. I am actually … if you do get an email from your boss saying, I need you to transfer that amount of money, I need you to conduct this …

… only potential costs charged to the consumer are: a non-refundable service fee; and a cancellation fee if the consumer … involving BNPL services are clothes and technology/electronics (see Figure 7).                Figure 7: Types …