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… in the morning?  Perhaps you grab your phone to check the time, then you end up browsing your social media apps, and … rising inflation and increased interest rates, there’s no time like the present to better understand the money coming …

… of transactions are completed via credit cards. At the same time, more Canadians are choosing to tap their cards or … to fewer than five per cent in prior years. At the same time, electronic funds transfers (EFT) , often associated … bill payments, surpassed cheque valu e for the first time in 2016. Despite hitting this milestone, EFT use …

… can offer. In 2022, Canada will introduce a new real-time payments system, the Real-Time Rail, that will support irrevocable, real-time payments travelling with payment information. What …

… and services, work is also well underway to deliver a real-time payment system that meets the needs of Canadians, through the introduction of the Real-Time Rail (RTR) — Canada’s fastest payment system. The real-time movement of money enabled by the RTR will give …

… allowing them to simplify, streamline and save time on the payment process. On top of this, businesses will … more broadly, this will translate into significant time and cost savings for them as it becomes easier, faster … is to spur innovation, and we are now at a unique time in which we have the ability to build upon our services …

… member financial institutions. This response is especially timely as the Modernization initiative, which will help …

… payment messaging standard ISO 20022. The PFVS enables real-time editing and online validation of test payment data …