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… fake websites to phishing attacks to selling government cheques on the dark web. How can individuals stay protected … change the pitch of my voice to make sure they're not copying my voice when I'm speaking right now. But that's a …

… 2004, the U.S. implemented Check 21. Today, nearly 100% of cheques in the U.S. are cleared electronically. Image … and services. These allow customers to take pictures of cheques using a smartphone app or cheque scanner and submit … similar proportions of duplicates in Canada once all of our cheques are cleared electronically, our numbers could grow …

… institutions (FIs). For example, an FI might clear a photocopy of a cheque because the original was misplaced, then … FIs the option to process paper payment items such as cheques more efficiently by using images of the cheques instead of the original paper items. This paved the …

… Morgan’s low-value systems to the third daily exchange period and two-hour funds availability for AFT. My role at …

… We both have been involved in the payment industry for a period of time. I have been involved in the payment industry … there's always a long tail on these things. We talk about cheques a lot. We're seeing a pretty significant decline in … cheque writing. There's still a significant number of cheques that are written by businesses, large businesses and …

… businesses and public institutions expect faster settlement periods, better reporting and more options at their …

… approximately five per cent each year. While the volume of cheques written continues to decline, the value of those cheques is growing slightly. There were 20 per cent fewer cheques written in 2014 than in 2011, but the value of …

… cheque was written and you know what, we still kind of use cheques. We don't want to get involved with is it a good …