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… a great example of one where we've already made some changes to the access criteria. Fingers crossed, because we … view, it is because it's the key building block for making changes to who's allowed into payment systems. And that … said it in the past, I was referring to a critical mass of change in the industry. And COVID has done nothing but …

… if we think about the entire Gig economy, everything has changed. The Uberization of everything. The only thing that hasn't changed is actually payments. At the moment we rely entirely … you're talking about putting an infrastructure in that will change that, you've got to get to the step of putting the …

… of you, and knowing that many Canadians are open to this change, why do you think people still resort to traditional … S.: I barely use cash if I'm honest. I think finding change for the TTC is hard to do in my house. So I'm … If we accept a crypto currency, if it becomes a unit of exchange ... Remember, we're talking about using it to pay for …

… to broaden access to Canada's payment systems, legislative change is required. In December of 2022, Payments Canada … paid on an hourly basis instead of biweekly. How would that change your relationship with money? Would you value it … payment innovation do you think will be the biggest game changer for Canada? So, Nick, I'll start with you again. …

… the integration of terminals on mobile devices like Apple iPads which seeks to enhance accessibility for Canadians. … Forty-three (43) per cent of Canadians say the pandemic has changed their payment preferences to digital and contactless … frictionless payment experiences and enact meaningful change in the retail market. 21 For example,  voice …

… or that do not accept Bitcoin, as well as cryptocurrency exchange operators and other industry players were included in … defining characteristics of a store of value, medium of exchange and unit of account. Created as a reaction to the … store of value and a limited candidate for medium of exchange in most settings. From the first coin issuance in …

… a new kind of ceremony. Because we are going to suddenly change this. Sorry, not suddenly. We're going to change this, it will take time. And to the individual who … your customer, anti money laundering, payments. One of the changes that they made recently was to move language from …

… their customers are: customer preference; a reluctance to change their approach as it has always been set up this way; …

… activities, including borrowing, lending, foreign exchange (FX) transactions, etc. 5 These transactions are also … an FX conversion service. This means that they will exchange one currency for another to facilitate the … do not require FX conversion (e.g., Eurozone) result in a change of the currency position of the payee and/or payor. 8 …

… pricing where the intermediate product is foreign exchange held in bank accounts in different countries. … high transaction costs, and leave exposure to foreign exchange risk (FX), counterparty and regulatory risks. … through processing.  Enabling innovations and onledger exchange and settlement.  A closed system which minimizes …