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… of the friction we currently have in the system to help building the business case and E&Y did a great job going …

… around digital currencies, because your platform you are building, I believe you take this into account, right? Kate … customers allowed that access to new companies who are building these solutions to help people manage their money. … 00:27:48] they also say it's 40 pounds for their electricity bill this month. The customer then has a choice of …

… very large markets, which others can then follow. And just building on that, you know, all migrations are welcome to … doing something similar, either forming themselves up or building themselves up so that they're seeking guidance. So …

… agree very much with what Mike's saying. I mean, we've been building and modernizing payments in multiple geographies …

… ESG. At Wise, we're a global payments technology company, building the best way to move money around the world. We …

… Real-Time Rail, which is our real time system that we're building, so implementation of that in the future, just …

… only when it's not working. It's the same thing that electricity or water, we just used to it, it's there and it's part … strategy, as I was mentioning. So our growth strategy of building multi-function utility hub with options in the …