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… process. We created something called our Retail payments advisory committee to help us in the Department of Finances. … Abraham Tachjian: Of course. Of course. So I've taken the advisory committee's report as the roadmap for the work that … as product data. That's the scope that was outlined in the advisory committee report. And that's the scope that will …

… to move towards things that are just contactless across the board. Cash is going to become reduced. And at the same … population start adopting digital. A population across the board up and down. So all of a sudden now, populations that … and open it up has an enormous potential across the board. To radically change the way payments work from that …