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… & CIO Since Canada set off on our Modernization journey, we have talked a lot about faster payments, a.k.a. the real-time rail. And, while I’m pretty sure the concept … In Australia, it is looking like BPAY will transform how people pay their bills with just a touch of their phone. In …
… rise in both the online and offline point-of-sale (POS).1 We expect this trend to accelerate with the introduction of … and in-app payments. We also discuss demographics around mobile payment usage, and explore findings that … making payments in Canada. We are seeing this happen across different environments, this includes the online and offline …
… As Director, Head of Product Management, Treasury and Trade … to Lynx , Canada’s new high-value payment system. We sat down with him to learn about the experience, the benefits he foresees Lynx delivering to …
… remain about the value and benefits of BNPL services when weighed against the risks to both Canadian consumers and … month. 29 BNPL users who make multiple purchases using different BNPL providers might find it difficult to keep … so their ability to obtain credit or even certain types of employment in the future might be put at risk if they run …
… oversight framework developed by government and certainly welcomes the opportunity to provide further input on a key … For example, disclosure requirements for all providers around rights, responsibilities and recourse could provide … code of conduct)? The CPA agrees that a combination of different arrangements would offer a superior outcome than …
… paper, Procyclicality and risk-based access: valuing the embedded credit default swap of employing bilateral credit limits in financial market … underpinning the LVTS risk model are perhaps most valuable to system participants under periods of significant …
… has negotiated a new deal with Visa and Mastercard to lower interchange rates for small businesses, but there is a … and more. Understanding these fees and how they apply to different transactions can be challenging for small business … by the CRA auditors. This would finally reduce the panic around money and invoices being stuck in the mail during …
… Changes to the Canadian Payments Act will benefit Canadians. Payments … the foundation for important benefits and opportunities for people across the country. In consultation with our members, … required to operationalize changes to the CP Act. We look forward to working with the industry to bring the …