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… effective data strategies. Tailored to participants such as credit unions, corporates with international supply chains …

… lost or stolen cash (22 per cent) Less convenient than cards (16 per cent) There are fewer bank branches or ATMs … (12 per cent) Feeling more ‘spend guilt’ using cash versus cards or digital payments (10 per cent) The research shows … Transactions that pass through these systems include debit card payments, pre-authorized debits, direct deposits, bill …

… Table 1). Major service providers include international card schemes, commercial banks and non-bank P2P payment … such as interlinkage of domestic payment systems, card networks, payment service providers (PSPs) and … for expanded access to its payment systems to include PSPs, credit union locals and the operators of designated …

… modernization program, including implementing a new credit risk model for the country’s retail payment system …

… access to our systems to include payment service providers, credit union locals and operators of financial market … and core framework elements, including governance, scope, accreditation, common rules, and technical standards. …

… directly with a payee (the end user whose account is to be credited, such as a biller) that authorizes the payee to …