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… a different reality how to run our businesses differently, video conferencing, et cetera. I think adaptability is … of vendors and partners. Sonia Baxendale: For example, video conferencing would not have been in the critical or … you mentioned about small business and then for example, video conference, it was not the thing that a lot of …

… all say that the introduction of real-time payments or the RTR payment system is going to have a huge impact on payment … of their financial operations. When I think about the RTR payment system and how it's going to impact the payment … payments in physical stores.  And finally, when the RTR arrives in Canada, we'll likely see the emergence of …

… to keep pace. Which is what payments modernization and the RTR as already mentioned are designed to support for the … Yeah, and great point. I was going to add that, take RTR as an example of developing that system, that platform. …

… they are used in and the real world. For example, online video game World of Warcraft (WoW) tokens currently trade at …

… which is customer experience, that you mentioned in your video. And going back to your message, which is own the …

… about an important part of what a new system like the RTR is going to address. Is really on that increasing demand …

… initiatives currently underway, such as the Real-Time Rail (RTR), and the analysis being conducted on the future state …