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… of monetary value between parties. The LVTS and ACSS are payments infrastructures owned and operated by Payments Canada and therefore governed by its by-laws, rules and/or standards. … Payments infrastructure …

… Payments initiated by a customer online for the purchase of … account at a financial institution to a merchant. Online payments include online e-wallet and electronic … initiated through online services and providers that are prefunded or linked to deposit accounts at financial …

… scale, the ability of consumers and businesses to effect payments, thereby reducing confidence in the payments system more generally. … Prominent payment systems …