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… gain in popularity, but Canadians still use close to a billion cheques each year. … Pre-authorized debits … (PADs) are a convenient way to pay bills and make other payments automatically. Instead of sending a payment, a … deposit is a fast, secure and convenient way to receive payments, an example of this is having your pay cheque …

… in Canada.   … Pre-Authorized debits (PADs) are a powerful tool for businesses. They are sometimes called direct debit, … (PAC), pre-authorized withdrawals or pre-authorized payments (PAPs). … Wire transfers are a quick, safe and reliable way for businesses to transfer funds both domestically and internationally. … …