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… of debit peer-to-peer and contactless, largely because our banks make them accessible. With regards to automatic … Our systems have been running flawlessly. We saw the Bank of Canada inject a lot of liquidity into the economy … of, how can we use things like the request to pay, the open banking APIs, instant payments as a whole ecosystem to drive …

… and now general spending tools to replace or complement a bank account. As a $3.1B market, prepaid isn’t tiny but its …

… payments made by Canadians and businesses involving inter-bank transactions, including those made with debit cards, …

… and 60 per cent were a mix of manual processes and banking platforms. We’re now in the process of quickly …

… payments made by Canadians and businesses involving inter-bank transactions, including those made with debit cards, …

… of financial market infrastructures designated by the Bank of Canada. How do you think expanded access to Payments …

… payments made by Canadians and businesses involving inter-bank transactions, including those made with debit cards, …

… was built on the confidence that the consumers, the banks, the institutions had, and it developed through the … domestically. We would do those programs using international standards, and I spent a fair amount of my career aligning standards in various countries to international standards, ISO-type standards. And when you do …

… knowing that the funds have already been credited to their bank account without any delay and without any concern that … is sent before the recipient receives the funds in their bank account. The RTR is also designed to enable a variety … standards that are set for us and established for us by the Bank of Canada. From day one, we've designed the RTR with …