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… alternatives to the use of cash have flourished, in the form of credit and debit cards with merchants, a variety of … per cent of respondents have a credit card that offers some form of reward, with cashback rewards being the most … over another. Figure 1, below, illustrates that almost 60 per cent of respondents consider themselves heavy credit …

… of January 2018 which saw Bitcoin drop in value by about 65 per cent.   Yet, despite these significant challenges, … the recent Bank of Canada studies, there has been minimal formal research on a national scale to gauge Canadian … and/or transact Bitcoin, and those who haven’t adopted this form of currency, but are profiled as having a higher …

… towards non-disabled Canadians combined with a lack of uniformity further disadvantages individuals with disabilities … payment terminals demonstrating larger font sizes, contrast formats, audio prompts, and visual cues. 4 Accessible debit … who are d/Deaf or hard of hearing In 2021, over sixty (60) per cent of Canadians 19 to 79 experienced some form of …

… Project Jasper, a joint research initiative, launched in 2016 with Payments Canada, the Bank of Canada and all their … Chiron: Like cryptocurrencies and e-Cash, CBDC is a form of digital currency. This innovation brings many … concepts you just mentioned. Bitcoin is a privately issued form of digital currency. Privately issued means there's no …

… and opportunities 1 Summary In an increasingly information-driven world, legal frameworks governing the … managing the risks.  For authorities in the early stages of formulating their fintech strategies, as well as for those … (IMF 2017) and Virtual Currencies and Beyond (IMF 2016). He has also authored “Virtual Currencies – …

… from the Amazons and Googles of the world, the dominant platforms in the digital economy, which could undermine the very … could cause banks to eventually reinvent themselves as platforms (defined further down) in the digital economy, which … assets held by the five largest banks has increased from 46.6% in 1996 to 83.4% in 2016 (down from a peak high of …

… is the electronic transfer and storage of invoicing information (billing and payment) between a buyer and supplier. It can take a variety of forms, as illustrated in Figure 1. On one end of the … use paper invoicing for receiving supplier invoices. 6  When looking at e-invoicing adoption among total …

… credit cards as a method of payment. They want to see other forms of low cost payments and checks remain the best one … the large firm level, not necessarily at the [crosstalk 00:06:18] Justin Ferrabee: Or they have a big system that … thirds of Canadian SMEs say that they do want to see some form of innovation and they're excited about that, according …

… identity using a combination of existing IDs and personal information attributed to an individual. However, Digital ID … simulate the reasoning that people use to learn from new information and make decisions. Machine learning (ML) is an … face comparison.  MTCNN, as described in (Zhang et al., 2016), is a framework developed as a solution for face …