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… of it could be infrastructure related. In order to accept electronic payments, you have to have a very reliable … create this incentive for businesses to always accept electronic forms of payment. Neville Arjani:  I think most … that, that type of asset brings. You can tell, in central banks around the world are also very keen on this. I don't …

… that I think is very underserved in Canada. Yes, we do have electronic funds transfers and some means to that. Interac … talking about? Dan Kelly: Yeah, I was just saying the electronic funds transfers are increasingly popular in … questioned by the Canada Revenue Agency. A lot of the electronic methods of payment, I think, have not necessarily …