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… to restaurants. We’re helping electricians in Barrie, Ontario take card payments in person or over the phone and … it is not easy to create equal access for all, but it’s incumbent on all of us to do the right thing. Making …

… innovation: Challenges and opportunities 1 Summary In an increasingly information-driven world, legal frameworks … dynamics between modernized privacy laws in the European Union (namely, GDPR) and open banking initiatives (namely, … General Data Protection Regulation (GDPR) are the European Union’s two most important responses to these developments.  …

… to extend membership eligibility to RPAA-registered PSPs, credit union locals, and operators of financial market … Canada’s payment clearing and settlement infrastructure, including associated systems, by-laws, rules and standards. …

… to payments and securities settlement data and information including: The use of payment transactions data to predict … under consideration (i.e., advice-based open banking vs. credit-based open banking). Advice-based open banking refers … space include First Wealth and Open Advice. By contrast, credit-based open banking refers to the use of financial …

… Canadians spent more online, evidenced by a significant increase in e-commerce transactions. Government … negative growth in payment card use. Despite an increase in credit card use as part of an e-commerce boom (which … demonstrated 20 per cent year-over-year growth in 2020), credit card use declined by 11 per cent and debit card use …

… Credit card use grew 30 per cent while cash use declined 41 … per cent compared to five years ago, total payment value increased by 21 per cent.  Credit cards represent 33 per cent of payment volume in …