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… no to causes like that. But at the same time there are alternative means of donating money online to these causes. … that happen? Well, clearly there are innovations in that space. Interactive transfer is one of the ones that is … out the concerns over risk, and what the cost of the alternative might be to trying to mitigate that risk. Justin …

… got a lot of new entrants that are trying to get into that space and push out the banks and others who have been in the …