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… sorts of different choices of data compared to back in 2019, when a lot of payment standards, a lot of … HVPS+ with its group of MI, so I think we're up to about 16 market infrastructures at the moment. Plus … organizations and HRBPs plus, which represent about 14 to 15, large market infrastructures. Eight have declared …

… I formed my own consulting firm and as it turned out in 2011, I had an engagement with Interac to develop their … the things that we're seeing today. You know, this was 10, 15 years ago. You know, he was the first guy who told me …

… couple of years, and most recently as a result of the COVID-19 pandemic, the topic of how consumers and businesses … of strategy for electronic payments at Equinix. With almost 12 years of experience at Equinix alone, Lance directs a … the world. And we actually operate data centers in about 15 markets where real-time payments is live in those …

… their needs. According to the Payments Pulse survey, 73% of 18 to 34 year olds are more likely to choose a retailer … for me, just the example where we need [inaudible 00:04:11], shopping in the mall and not having those merchants … your credit card with you, or you have to [crosstalk 00:15:57]. Everyone should manage their finances on their own. …

… action is Paytechs of Canada, which was launched at the 2019 summit. Canada's largest payment conference, Paytechs of … to do?" And so I said, "Well, send the money back." About 10 minutes later I get a call from them and they're saying, … I have not carried currency in my wallet since the last 15 years. It has caused me many problems in many places, but …

… While COVID-19 has created many struggles for retail businesses across … With 80% of sales coming from in-store purchases in 2019, according to public accounting company BDO, retailers … I think before the pandemic, somewhere, maybe 10 to 15% of all of their transactions were going through this …

… Council of Canada, or known as DIACC. Building upon 15 years of hands on experience in identity access … their digital transformation plans, because of the COVID-19 pandemic, for example, are realizing that if I am going …