High-value payment system - Lynx

Lynx ISO 20022 Message Specifications

The following ISO 20022 message specifications for Lynx, Canada’s new high-value payment system, support financial institution participants in developing their own ISO 20022 enabled internal systems, so they can eventually generate and process customer and financial institution wire payments in Lynx when the system begins to accept ISO 20022 messages in November 2022. 

Please email ISO20022@payments.ca for supporting information or questions.

 

Lynx Core Messages:

Lynx ISO 20022 message specification companion document for core messages (pdf)

Lynx Business Application Header (head.001) (pdf)

Lynx Business Application Header (head.001)(excel)

Lynx FI to FI Customer Credit Transfer (pacs.008)(pdf)

Lynx FI to FI Customer Credit Transfer (pacs.008)(excel)

Lynx Financial Institution Credit Transfer (pacs.009 core)(pdf)

Lynx Financial Institution Credit Transfer (pacs.009 core)(excel)

Lynx Financial Institution Credit Transfer (pacs.009 cov)(pdf)

Lynx Financial Institution Credit Transfer (pacs.009 cov)(excel)

Lynx Payment Return (pacs.004)(pdf)

Lynx Payment Return (pacs.004)(excel)


Lynx Reporting Messages:

Lynx Bank to Customer Statement (camt.053)(pdf)

Lynx Bank to Customer Statement (camt.053)(excel)

Lynx ISO 20022 Message Specifications - Addendum to camt.053 (pdf)


March 2022 update changes:

List of specific changes to the Lynx ISO 20022 message specifications for the March 2022 update (excel)

 

If you are a Lynx participant or vendor and would like a copy of the relevant .xsd files, please contact us at ISO20022@payments.ca.

 

ISO 20022 Message Flows for Lynx

 

Lynx flow for pacs.008

Lynx flow for pacs.008 diagram

 

Lynx flow for pacs.009

Lynx flow for pacs.009 diagram

 

Lynx flow for pacs.004

Lynx flow for pacs.004 diagram

 

Lynx flow for camt.053

Lynx flow for camt.053 diagram

 

Lynx release two (MT or ISO 20022

Lynx release two (MT or ISO 20022) diagram

 

Lynx roles in the ISO 20022 payment chain

Lynx roles in the ISO 20022 payment chain diagram