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Payments Canada

We are responsible for Canada's payment clearing and settlement infrastructure, including associated systems, by-laws, rules and standards.

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Connecting a fluid and vibrant economy

The Canadian economy depends on the exchange of billions of dollars each day. Payments Canada ensures that these financial transactions in Canada are carried out safely and securely. In 2023, Payments Canada systems cleared and settled $112 trillion or $450 billion every business day.

Rules icon Rules and documentation

By-laws, rules, standards and procedure documents are integral parts of the legal framework of the national payment systems that Payments Canada is legislated to establish and operate.

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FIBD icon Financial Institutions Branch Directory

The Financial Institutions Branch Directory (FIBD) provides routing numbers and addresses for branches of all Canadian financial institutions.

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Guides icon Support guides

Our payment guides explain payment processes, answer frequently asked questions and educate you on your rights and responsibilities.

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The Real-Time Rail quarterly update

Jude Pinto, Chief Delivery Officer at Payments Canada, provides a quarterly update on the Real-Time Rail (RTR).

 

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In payments today

Transcard brings payments orchestration offering to Canada and 46% of US consumers show interest in open banking for bill pay.

 

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