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Payments Canada

We are responsible for Canada's payment clearing and settlement infrastructure, including associated systems, by-laws, rules, and standards.

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Connecting a fluid and vibrant economy

The Canadian economy depends on the exchange of billions of dollars each day. Payments Canada ensures that these financial transactions in Canada are carried out safely and securely. In 2021, Payments Canada systems cleared and settled $135 trillion or $539 billion every business day.

Rules icon Rules and documentation

By-laws, rules, standards and procedure documents are integral parts of the legal framework of the national payment systems that Payments Canada is legislated to establish and operate.

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FIBD icon Financial Institutions Branch Directory

The Financial Institutions Branch Directory (FIBD) provides routing numbers and addresses for branches of all Canadian financial institutions.

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Guides icon Support guides

Our payment guides explain payment processes, answer frequently asked questions and educate you on your rights and responsibilities.

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In payments today

The Bank of Canada is serious about digital currency and Osaka Metro tests hands-free contactless payments for wheelchair users.

 

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Featured research

Canadians' preference for how they pay is changing. We are seeing increased use of more diverse payment preferences like buy now, pay later.

 

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