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Corporate reports

Our corporate reports and publications explore our goals, strategies and achievements in owning and operating Canada’s payment clearing and settlement infrastructure.

 

Annual Reports

Payments Canada’s annual report is our public accountability publication that presents our financial and non-financial performance during the year. This report provides a view into who we are, how we work, our unique role in Canada’s economy, and reflects upon our strategy, culture and business.

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Delivering smarter, safer and easier payments

In 2023, Payments Canada delivered data-rich, high-value payments to Canada, advocated for modern payment legislation and introduced a new mission and vision for the organization. 

2023 Annual Report
Cover image for the 2022 Annual Report of employees talking casually

Facilitating data-rich payments

In 2022, Payments Canada prepared for the delivery of data-rich payments, championed broader access to our systems and continued to support our people in our transition to a hybrid work environment.

 

 ...

2022 Annual Report
Staff in meeting

High-value payments, delivered

2021 was a year of delivery for Payments Canada. We supported our people through another year of a global pandemic, and delivered Lynx, Canada’s high-value payment system.

2021 Annual Report

Previous editions: 2020 Annual Report, 2019 Annual Report, 2018 Annual Report, 2017 Annual Report, 2016 Annual Report.

 

 

Corporate Plans

Payments Canada is responsible for the systems, processes and rules essential to payments clearing and settlement in Canada. We outline our long-term strategic priorities in our corporate plan.

Speed blur on road

Accelerate and enhance

Our multi-year payment Modernization program comes to a close during this period with new and enhanced systems launched and in operation. We will continue to bring safer, easier and smarter payments...

2022-2026 Corporate Plan
Debit payment transaction

Deliver and accelerate

We remain focused on three long-term strategic objectives as we progress on delivering modern payments to Canadians. Discover them in our 2021 to 2025 Corporate Plan.

2021-2025 Corporate Plan
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Deliver and integrate

Learn about the substantial human and financial resource investments that have made us a dynamic organization that is considered the centre of excellence for payments in Canada.

2020-2024 Corporate Plan

Previous editions: 2019-2023 Corporate Plan, 2018-2022 Corporate Plan, 2017-2021 Corporate Plan.

Cyber Resilience Strategy

The Cyber Resilience Strategy explains Payments Canada’s approach to cyber security: manage risk and foster preparedness and resilience within our organization and across the financial ecosystem.

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Modernization Delivery Roadmap

Modern payment systems provide opportunities to simplify and enhance Canadians’ daily payment interactions and strengthen our competitive position as a global leader in financial services. The Modernization Delivery Roadmap provides progress updates, including timelines and how Canadians benefit.

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2022 Update

The 2022 Delivery Roadmap captures our recent accomplishments and provides a view into the plans for the future of Canada’s payment systems.

2022 Delivery Roadmap
2021 roadmap cover image

2021 Update

The 2021 Delivery Roadmap captures our recent accomplishments and provides a view into the plans for the future for Canada’s payment systems.

2021 Delivery Roadmap
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2020 Update

This 2020 Modernization Delivery Roadmap Update provides an update on the program progress, including timelines and how Canadians stand to benefit.

2020 Delivery Roadmap
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2019 Update

The 2019 Modernization Delivery Roadmap Update provides a summary of progress and indicates any revisions to timelines.

2019 Delivery Roadmap
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2018 Update

The Modernization Delivery Roadmap Update 2018 provides revised timelines that reflect a clearer understanding of the scale and complexity of foundational program elements.

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Industry roadmap and high-level plan

Where the Vision tells us what needs to exist in the marketplace, the Roadmap & High Level Plan focuses on how Payments Canada and the industry can start delivering on those needs.

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Vision cover photo

Industry roadmap and high-level plan

Advancing the vision for Canada's payment ecosystem

Companion reader

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Visit Modernization for additional resources including the Modernization Target State, Modernization Target State Companion Reader, Vision whitepaper and the Vision whitepaper companion reader.